{"id":14908,"date":"2025-05-06T10:24:56","date_gmt":"2025-05-06T13:24:56","guid":{"rendered":"https:\/\/noticias.agenteimovel.com.br\/?post_type=ufaq&#038;p=14908"},"modified":"2025-05-06T10:24:56","modified_gmt":"2025-05-06T13:24:56","slug":"qual-o-score-minimo-para-conseguir-financiamento-em-2025","status":"publish","type":"ufaq","link":"https:\/\/larya.com.br\/blog\/ufaq\/qual-o-score-minimo-para-conseguir-financiamento-em-2025\/","title":{"rendered":"Qual o score m\u00ednimo para conseguir financiamento em 2025?"},"content":{"rendered":"<div  class=\"ewd-ufaq-faq-list ewd-ufaq-page-type-distinct ewd-ufaq-category-tabs-\" id='ewd-ufaq-faq-list'>\n\n\t<input type='hidden' name='show_on_load' value='' id='ewd-ufaq-show-on-load' \/>\n<input type='hidden' name='include_category' value='' id='ewd-ufaq-include-category' \/>\n<input type='hidden' name='exclude_category' value='' id='ewd-ufaq-exclude-category' \/>\n<input type='hidden' name='orderby' value='title' id='ewd-ufaq-orderby' \/>\n<input type='hidden' name='order' value='asc' id='ewd-ufaq-order' \/>\n<input type='hidden' name='post_count' value='-1' id='ewd-ufaq-post-count' \/>\n<input type='hidden' name='current_url' value='\/blog\/wp-json\/wp\/v2\/ufaq\/14908' id='ewd-ufaq-current-url' \/>\n\t\n\t\n\t<div class='ewd-ufaq-faqs'>\n\n\t\t<div  class=\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\" id='ewd-ufaq-post-14908-M5Yudk0LBy' data-post_id='14908'>\n\n\t\t\n\t<div class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'>\n\t\n\t<a class='ewd-ufaq-post-margin'  href='#' role=\"button\">\n\n\t\t<div class='ewd-ufaq-post-margin-symbol ewd-ufaq-'>\n\t\t\t<span >A<\/span>\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-faq-title-text'>\n\n\t\t\t<h4>\n\t\t\t\tQual o score m\u00ednimo para conseguir financiamento em 2025?\t\t\t<\/h4>\n\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-clear'><\/div>\n\n\t<\/a>\n\t\n<\/div>\n\t\n\t<div class='ewd-ufaq-faq-body' >\n\n\t\t\n\t\t\t<div class='ewd-ufaq-faq-categories'>\n\t\n\tCategory:\n\t\n\t\tFinanciamento Imobili\u00e1rio\n\t\n<\/div>\n\t\t\n\t\t\t<div class='ewd-ufaq-post-margin ewd-ufaq-faq-post'>\n\t<p class=\"\" data-start=\"151\" data-end=\"311\">Em 2025, <span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">o <strong data-start=\"2\" data-end=\"22\">score de cr\u00e9dito<\/strong> continua sendo um dos principais crit\u00e9rios utilizados pelas institui\u00e7\u00f5es financeiras para aprovar financiamentos imobili\u00e1rios.<\/span> <span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Embora cada banco tenha suas pr\u00f3prias pol\u00edticas, de forma geral, um score acima de <strong data-start=\"83\" data-end=\"97\">700 pontos<\/strong> \u00e9 considerado excelente, indicando um hist\u00f3rico financeiro s\u00f3lido e aumentando significativamente as chances de aprova\u00e7\u00e3o com condi\u00e7\u00f5es favor\u00e1veis<\/span><\/p>\n<p class=\"\" data-start=\"313\" data-end=\"470\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Pontua\u00e7\u00f5es entre <strong data-start=\"17\" data-end=\"37\">501 e 700 pontos<\/strong> s\u00e3o vistas como boas, oferecendo boas chances de aprova\u00e7\u00e3o, embora possivelmente com taxas de juros um pouco mais altas.<\/span> <span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">J\u00e1 scores abaixo de <strong data-start=\"20\" data-end=\"34\">500 pontos<\/strong> s\u00e3o considerados de alto risco, podendo resultar em dificuldades na aprova\u00e7\u00e3o ou em exig\u00eancias mais rigorosas, como entradas maiores ou garantias adicionais.<\/span><\/p>\n<p class=\"\" data-start=\"472\" data-end=\"512\">Para melhorar seu score, \u00e9 recomend\u00e1vel:<\/p>\n<ul data-start=\"514\" data-end=\"720\">\n<li class=\"\" data-start=\"514\" data-end=\"555\">\n<p class=\"\" data-start=\"516\" data-end=\"555\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Pagar contas em dia;<\/span><\/p>\n<\/li>\n<li class=\"\" data-start=\"556\" data-end=\"597\">\n<p class=\"\" data-start=\"558\" data-end=\"597\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Negociar e quitar d\u00edvidas pendentes;<\/span><\/p>\n<\/li>\n<li class=\"\" data-start=\"598\" data-end=\"639\">\n<p class=\"\" data-start=\"600\" data-end=\"639\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Evitar solicitar m\u00faltimos cr\u00e9ditos em curto per\u00edodo;<\/span><\/p>\n<\/li>\n<li class=\"\" data-start=\"640\" data-end=\"720\">\n<p class=\"\" data-start=\"642\" data-end=\"720\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Manter seus dados atualizados nos bureaus de cr\u00e9dito<\/span><\/p>\n<\/li>\n<\/ul>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\" data-payload=\"{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;14908&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;1&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;5&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;3&quot;,&quot;greet&quot;:&quot;Avalie este artigo&quot;,&quot;legend&quot;:&quot;5\\\/5 - (1 voto)&quot;,&quot;size&quot;:&quot;26&quot;,&quot;title&quot;:&quot;Qual o score m\u00ednimo para conseguir financiamento em 2025?&quot;,&quot;width&quot;:&quot;143.5&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}\">\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 143.5px\">\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 20.8px\">\n            5\/5 - (1 voto)    <\/div>\n    <\/div>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content --><\/div>\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t<div class='ewd-ufaq-permalink'>\n\t\n\t<a href='https:\/\/larya.com.br\/blog\/ufaq\/qual-o-score-minimo-para-conseguir-financiamento-em-2025\/'>\n\t\t\n\t\t\t\t <div class='ewd-ufaq-permalink-image'><\/div> \t\n\t<\/a>\n\n<\/div>\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t<\/div>\n\n<\/div>\n\t<\/div>\n\n\t\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A Qual o score m\u00ednimo para conseguir financiamento em 2025? Category: Financiamento Imobili\u00e1rio Em 2025, o score de cr\u00e9dito continua sendo um dos principais crit\u00e9rios utilizados pelas institui\u00e7\u00f5es financeiras para aprovar financiamentos imobili\u00e1rios. Embora cada banco tenha suas pr\u00f3prias pol\u00edticas, de forma geral, um score acima de 700 pontos \u00e9 considerado excelente, indicando um hist\u00f3rico&#8230;<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":52,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"ufaq-category":[2506],"ufaq-tag":[],"class_list":["post-14908","ufaq","type-ufaq","status-publish","hentry","ufaq-category-financiamento-imobiliario"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 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