{"id":14909,"date":"2025-05-06T10:25:44","date_gmt":"2025-05-06T13:25:44","guid":{"rendered":"https:\/\/noticias.agenteimovel.com.br\/?post_type=ufaq&#038;p=14909"},"modified":"2025-07-07T19:31:23","modified_gmt":"2025-07-07T22:31:23","slug":"quais-documentos-sao-exigidos-para-financiar-um-imovel","status":"publish","type":"ufaq","link":"https:\/\/larya.com.br\/blog\/ufaq\/quais-documentos-sao-exigidos-para-financiar-um-imovel\/","title":{"rendered":"Quais documentos s\u00e3o exigidos para financiar um im\u00f3vel?"},"content":{"rendered":"<div  class=\"ewd-ufaq-faq-list ewd-ufaq-page-type-distinct ewd-ufaq-category-tabs-\" id='ewd-ufaq-faq-list'>\n\n\t<input type='hidden' name='show_on_load' value='' id='ewd-ufaq-show-on-load' \/>\n<input type='hidden' name='include_category' value='' id='ewd-ufaq-include-category' \/>\n<input type='hidden' name='exclude_category' value='' id='ewd-ufaq-exclude-category' \/>\n<input type='hidden' name='orderby' value='title' id='ewd-ufaq-orderby' \/>\n<input type='hidden' name='order' value='asc' id='ewd-ufaq-order' \/>\n<input type='hidden' name='post_count' value='-1' id='ewd-ufaq-post-count' \/>\n<input type='hidden' name='current_url' value='\/blog\/wp-json\/wp\/v2\/ufaq\/14909' id='ewd-ufaq-current-url' \/>\n\t\n\t\n\t<div class='ewd-ufaq-faqs'>\n\n\t\t<div  class=\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\" id='ewd-ufaq-post-14909-w3SX5K9P1c' data-post_id='14909'>\n\n\t\t\n\t<div class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'>\n\t\n\t<a class='ewd-ufaq-post-margin'  href='#' role=\"button\">\n\n\t\t<div class='ewd-ufaq-post-margin-symbol ewd-ufaq-'>\n\t\t\t<span >A<\/span>\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-faq-title-text'>\n\n\t\t\t<h4>\n\t\t\t\tQuais documentos s\u00e3o exigidos para financiar um im\u00f3vel?\t\t\t<\/h4>\n\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-clear'><\/div>\n\n\t<\/a>\n\t\n<\/div>\n\t\n\t<div class='ewd-ufaq-faq-body' >\n\n\t\t\n\t\t\t<div class='ewd-ufaq-faq-categories'>\n\t\n\tCategory:\n\t\n\t\tFinanciamento Imobili\u00e1rio\n\t\n<\/div>\n\t\t\n\t\t\t<div class='ewd-ufaq-post-margin ewd-ufaq-faq-post'>\n\t<p class=\"\" data-start=\"139\" data-end=\"447\">Para <strong data-start=\"144\" data-end=\"175\">financiar um im\u00f3vel em 2025<\/strong>, os bancos exigem uma documenta\u00e7\u00e3o padronizada que serve para comprovar a <strong data-start=\"250\" data-end=\"277\">capacidade de pagamento<\/strong>, a <strong data-start=\"281\" data-end=\"302\">situa\u00e7\u00e3o jur\u00eddica<\/strong> do comprador e a <strong data-start=\"320\" data-end=\"346\">regularidade do im\u00f3vel<\/strong>. Ter esses documentos em m\u00e3os agiliza o processo de an\u00e1lise de cr\u00e9dito e aprova\u00e7\u00e3o do financiamento.<\/p>\n<p class=\"\" data-start=\"449\" data-end=\"493\"><strong data-start=\"449\" data-end=\"493\">Documentos do comprador (pessoa f\u00edsica):<\/strong><\/p>\n<ul data-start=\"494\" data-end=\"860\">\n<li class=\"\" data-start=\"494\" data-end=\"512\">\n<p class=\"\" data-start=\"496\" data-end=\"512\">RG e CPF ou CNH;<\/p>\n<\/li>\n<li class=\"\" data-start=\"513\" data-end=\"581\">\n<p class=\"\" data-start=\"515\" data-end=\"581\">Comprovante de estado civil (certid\u00e3o de nascimento ou casamento);<\/p>\n<\/li>\n<li class=\"\" data-start=\"582\" data-end=\"621\">\n<p class=\"\" data-start=\"584\" data-end=\"621\">Comprovante de resid\u00eancia atualizado;<\/p>\n<\/li>\n<li class=\"\" data-start=\"622\" data-end=\"697\">\n<p class=\"\" data-start=\"624\" data-end=\"697\">Comprovante de renda (holerites, extratos banc\u00e1rios, declara\u00e7\u00e3o do IRPF);<\/p>\n<\/li>\n<li class=\"\" data-start=\"698\" data-end=\"777\">\n<p class=\"\" data-start=\"700\" data-end=\"777\">Carteira de trabalho e\/ou contrato de presta\u00e7\u00e3o de servi\u00e7os (para aut\u00f4nomos);<\/p>\n<\/li>\n<li class=\"\" data-start=\"778\" data-end=\"817\">\n<p class=\"\" data-start=\"780\" data-end=\"817\">Extrato do FGTS (caso deseje us\u00e1-lo);<\/p>\n<\/li>\n<li class=\"\" data-start=\"818\" data-end=\"860\">\n<p class=\"\" data-start=\"820\" data-end=\"860\">Autoriza\u00e7\u00e3o para consulta ao SCR\/Serasa.<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"862\" data-end=\"887\"><strong data-start=\"862\" data-end=\"887\">Documentos do im\u00f3vel:<\/strong><\/p>\n<ul data-start=\"888\" data-end=\"1195\">\n<li class=\"\" data-start=\"888\" data-end=\"935\">\n<p class=\"\" data-start=\"890\" data-end=\"935\">Matr\u00edcula atualizada do im\u00f3vel (at\u00e9 30 dias);<\/p>\n<\/li>\n<li class=\"\" data-start=\"936\" data-end=\"1001\">\n<p class=\"\" data-start=\"938\" data-end=\"1001\">Certid\u00e3o de \u00f4nus reais e negativa de d\u00e9bitos municipais (IPTU);<\/p>\n<\/li>\n<li class=\"\" data-start=\"1002\" data-end=\"1049\">\n<p class=\"\" data-start=\"1004\" data-end=\"1049\">Habite-se e planta aprovada (quando exigido);<\/p>\n<\/li>\n<li class=\"\" data-start=\"1050\" data-end=\"1110\">\n<p class=\"\" data-start=\"1052\" data-end=\"1110\">Comprovante de pagamento do ITBI (Imposto de Transmiss\u00e3o);<\/p>\n<\/li>\n<li class=\"\" data-start=\"1111\" data-end=\"1195\">\n<p class=\"\" data-start=\"1113\" data-end=\"1195\">Declara\u00e7\u00e3o do vendedor de que o im\u00f3vel est\u00e1 livre de d\u00edvidas e disputas judiciais.<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"1197\" data-end=\"1240\"><strong data-start=\"1197\" data-end=\"1240\">Documentos do vendedor (pessoa f\u00edsica):<\/strong><\/p>\n<ul data-start=\"1241\" data-end=\"1334\">\n<li class=\"\" data-start=\"1241\" data-end=\"1252\">\n<p class=\"\" data-start=\"1243\" data-end=\"1252\">RG e CPF;<\/p>\n<\/li>\n<li class=\"\" data-start=\"1253\" data-end=\"1305\">\n<p class=\"\" data-start=\"1255\" data-end=\"1305\">Certid\u00f5es negativas civis, fiscais e trabalhistas;<\/p>\n<\/li>\n<li class=\"\" data-start=\"1306\" data-end=\"1334\">\n<p class=\"\" data-start=\"1308\" data-end=\"1334\">Comprovante de resid\u00eancia.<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"1336\" data-end=\"1564\"><strong data-start=\"1336\" data-end=\"1345\">Dica:<\/strong> O processo pode variar conforme o banco, tipo de im\u00f3vel (novo, usado, em constru\u00e7\u00e3o) e se o comprador \u00e9 aut\u00f4nomo, assalariado ou PJ. Plataformas como a LARYA\u00a0oferecem orienta\u00e7\u00e3o gratuita em todo o processo.<\/p>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\" data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;14909&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;3&quot;,&quot;greet&quot;:&quot;Avalie este artigo&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 voto)&quot;,&quot;size&quot;:&quot;26&quot;,&quot;title&quot;:&quot;Quais documentos s\u00e3o exigidos para financiar um im\u00f3vel?&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px\">\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 20.8px\">\n            <span class=\"kksr-muted\">Avalie este artigo<\/span>\n    <\/div>\n    <\/div>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content --><\/div>\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t<div class='ewd-ufaq-permalink'>\n\t\n\t<a href='https:\/\/larya.com.br\/blog\/ufaq\/quais-documentos-sao-exigidos-para-financiar-um-imovel\/'>\n\t\t\n\t\t\t\t <div class='ewd-ufaq-permalink-image'><\/div> \t\n\t<\/a>\n\n<\/div>\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t<\/div>\n\n<\/div>\n\t<\/div>\n\n\t\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A Quais documentos s\u00e3o exigidos para financiar um im\u00f3vel? Category: Financiamento Imobili\u00e1rio Para financiar um im\u00f3vel em 2025, os bancos exigem uma documenta\u00e7\u00e3o padronizada que serve para comprovar a capacidade de pagamento, a situa\u00e7\u00e3o jur\u00eddica do comprador e a regularidade do im\u00f3vel. Ter esses documentos em m\u00e3os agiliza o processo de an\u00e1lise de cr\u00e9dito e&#8230;<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":52,"comment_status":"open","ping_status":"closed","template":"","meta":{"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_kad_post_transparent":"default","_kad_post_title":"default","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"ufaq-category":[2506],"ufaq-tag":[],"class_list":["post-14909","ufaq","type-ufaq","status-publish","hentry","ufaq-category-financiamento-imobiliario"],"aioseo_notices":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/larya.com.br\/blog\/wp-json\/wp\/v2\/ufaq\/14909","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/larya.com.br\/blog\/wp-json\/wp\/v2\/ufaq"}],"about":[{"href":"https:\/\/larya.com.br\/blog\/wp-json\/wp\/v2\/types\/ufaq"}],"author":[{"embeddable":true,"href":"https:\/\/larya.com.br\/blog\/wp-json\/wp\/v2\/users\/52"}],"replies":[{"embeddable":true,"href":"https:\/\/larya.com.br\/blog\/wp-json\/wp\/v2\/comments?post=14909"}],"wp:attachment":[{"href":"https:\/\/larya.com.br\/blog\/wp-json\/wp\/v2\/media?parent=14909"}],"wp:term":[{"taxonomy":"ufaq-category","embeddable":true,"href":"https:\/\/larya.com.br\/blog\/wp-json\/wp\/v2\/ufaq-category?post=14909"},{"taxonomy":"ufaq-tag","embeddable":true,"href":"https:\/\/larya.com.br\/blog\/wp-json\/wp\/v2\/ufaq-tag?post=14909"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}