{"id":14911,"date":"2025-05-06T10:26:50","date_gmt":"2025-05-06T13:26:50","guid":{"rendered":"https:\/\/noticias.agenteimovel.com.br\/?post_type=ufaq&#038;p=14911"},"modified":"2025-07-07T19:29:05","modified_gmt":"2025-07-07T22:29:05","slug":"e-possivel-financiar-imovel-sem-entrada-em-2025","status":"publish","type":"ufaq","link":"https:\/\/larya.com.br\/blog\/ufaq\/e-possivel-financiar-imovel-sem-entrada-em-2025\/","title":{"rendered":"\u00c9 poss\u00edvel financiar im\u00f3vel sem entrada em 2025?"},"content":{"rendered":"<div  class=\"ewd-ufaq-faq-list ewd-ufaq-page-type-distinct ewd-ufaq-category-tabs-\" id='ewd-ufaq-faq-list'>\n\n\t<input type='hidden' name='show_on_load' value='' id='ewd-ufaq-show-on-load' \/>\n<input type='hidden' name='include_category' value='' id='ewd-ufaq-include-category' \/>\n<input type='hidden' name='exclude_category' value='' id='ewd-ufaq-exclude-category' \/>\n<input type='hidden' name='orderby' value='title' id='ewd-ufaq-orderby' \/>\n<input type='hidden' name='order' value='asc' id='ewd-ufaq-order' \/>\n<input type='hidden' name='post_count' value='-1' id='ewd-ufaq-post-count' \/>\n<input type='hidden' name='current_url' value='\/blog\/wp-json\/wp\/v2\/ufaq\/14911' id='ewd-ufaq-current-url' \/>\n\t\n\t\n\t<div class='ewd-ufaq-faqs'>\n\n\t\t<div  class=\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-default ewd-ufaq-can-be-toggled\" id='ewd-ufaq-post-14911-Mu4nOpeB7s' data-post_id='14911'>\n\n\t\t\n\t<div class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'>\n\t\n\t<a class='ewd-ufaq-post-margin'  href='#' role=\"button\">\n\n\t\t<div class='ewd-ufaq-post-margin-symbol ewd-ufaq-'>\n\t\t\t<span >A<\/span>\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-faq-title-text'>\n\n\t\t\t<h4>\n\t\t\t\t\u00c9 poss\u00edvel financiar im\u00f3vel sem entrada em 2025?\t\t\t<\/h4>\n\n\t\t<\/div>\n\n\t\t<div class='ewd-ufaq-clear'><\/div>\n\n\t<\/a>\n\t\n<\/div>\n\t\n\t<div class='ewd-ufaq-faq-body' >\n\n\t\t\n\t\t\t<div class='ewd-ufaq-faq-categories'>\n\t\n\tCategory:\n\t\n\t\tFinanciamento Imobili\u00e1rio\n\t\n<\/div>\n\t\t\n\t\t\t<div class='ewd-ufaq-post-margin ewd-ufaq-faq-post'>\n\t<p class=\"\" data-start=\"128\" data-end=\"509\">Sim, em 2025 \u00e9 poss\u00edvel <strong data-start=\"152\" data-end=\"187\">financiar um im\u00f3vel sem entrada<\/strong>, mas essa modalidade \u00e9 oferecida de forma <strong data-start=\"230\" data-end=\"268\">limitada e com crit\u00e9rios rigorosos<\/strong>. Em geral, os bancos exigem <strong data-start=\"297\" data-end=\"332\">entrada de pelo menos 10% a 20%<\/strong> do valor do im\u00f3vel. No entanto, algumas institui\u00e7\u00f5es financeiras e programas habitacionais est\u00e3o oferecendo <strong data-start=\"441\" data-end=\"488\">linhas de cr\u00e9dito com 100% de financiamento<\/strong>, especialmente para:<\/p>\n<ul data-start=\"511\" data-end=\"777\">\n<li class=\"\" data-start=\"511\" data-end=\"604\">\n<p class=\"\" data-start=\"513\" data-end=\"604\">Im\u00f3veis de <strong data-start=\"524\" data-end=\"539\">baixa renda<\/strong> (at\u00e9 R$ 264 mil) por meio do programa <strong data-start=\"578\" data-end=\"603\">Minha Casa Minha Vida<\/strong>.<\/p>\n<\/li>\n<li class=\"\" data-start=\"605\" data-end=\"684\">\n<p class=\"\" data-start=\"607\" data-end=\"684\">Clientes com <strong data-start=\"620\" data-end=\"644\">bom score de cr\u00e9dito<\/strong> e <strong data-start=\"647\" data-end=\"683\">relacionamento forte com o banco<\/strong>.<\/p>\n<\/li>\n<li class=\"\" data-start=\"685\" data-end=\"777\">\n<p class=\"\" data-start=\"687\" data-end=\"777\">Servidores p\u00fablicos ou profissionais de setores priorit\u00e1rios (educa\u00e7\u00e3o, seguran\u00e7a, sa\u00fade).<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"779\" data-end=\"857\">Al\u00e9m disso, \u00e9 poss\u00edvel conseguir <strong data-start=\"812\" data-end=\"828\">entrada zero<\/strong> atrav\u00e9s de construtoras que:<\/p>\n<ul data-start=\"858\" data-end=\"999\">\n<li class=\"\" data-start=\"858\" data-end=\"911\">\n<p class=\"\" data-start=\"860\" data-end=\"911\">Assumem o valor da entrada como forma de incentivo.<\/p>\n<\/li>\n<li class=\"\" data-start=\"912\" data-end=\"999\">\n<p class=\"\" data-start=\"914\" data-end=\"999\">Oferecem <strong data-start=\"923\" data-end=\"966\">parcelamento da entrada em at\u00e9 60 vezes<\/strong> diretamente com a incorporadora.<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"1001\" data-end=\"1248\">Aten\u00e7\u00e3o: financiar 100% do valor do im\u00f3vel <strong data-start=\"1047\" data-end=\"1092\">aumenta o risco e o valor final da d\u00edvida<\/strong>, j\u00e1 que os juros s\u00e3o aplicados sobre todo o montante. \u00c9 essencial <strong data-start=\"1159\" data-end=\"1198\">simular o financiamento imobili\u00e1rio<\/strong> com diferentes cen\u00e1rios antes de tomar a decis\u00e3o.<\/p>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\" data-payload=\"{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;14911&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;3&quot;,&quot;greet&quot;:&quot;Avalie este artigo&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 voto)&quot;,&quot;size&quot;:&quot;26&quot;,&quot;title&quot;:&quot;\u00c9 poss\u00edvel financiar im\u00f3vel sem entrada em 2025?&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}\">\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px\">\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 3px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 26px;height: 26px\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 20.8px\">\n            <span class=\"kksr-muted\">Avalie este artigo<\/span>\n    <\/div>\n    <\/div>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content --><\/div>\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t\t\t<div class='ewd-ufaq-permalink'>\n\t\n\t<a href='https:\/\/larya.com.br\/blog\/ufaq\/e-possivel-financiar-imovel-sem-entrada-em-2025\/'>\n\t\t\n\t\t\t\t <div class='ewd-ufaq-permalink-image'><\/div> \t\n\t<\/a>\n\n<\/div>\n\t\t\n\t\t\t\n\t\t\n\t\t\t\n\t\t\n\t<\/div>\n\n<\/div>\n\t<\/div>\n\n\t\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A \u00c9 poss\u00edvel financiar im\u00f3vel sem entrada em 2025? Category: Financiamento Imobili\u00e1rio Sim, em 2025 \u00e9 poss\u00edvel financiar um im\u00f3vel sem entrada, mas essa modalidade \u00e9 oferecida de forma limitada e com crit\u00e9rios rigorosos. Em geral, os bancos exigem entrada de pelo menos 10% a 20% do valor do im\u00f3vel. No entanto, algumas institui\u00e7\u00f5es financeiras&#8230;<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":52,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_kad_post_transparent":"default","_kad_post_title":"default","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"ufaq-category":[2506],"ufaq-tag":[],"class_list":["post-14911","ufaq","type-ufaq","status-publish","hentry","ufaq-category-financiamento-imobiliario"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.1.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Financiar um im\u00f3vel sem entrada \u00e9 poss\u00edvel em 2025? 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